There is no automatic coverage of any kind for newly acquired or newly formed partnerships, joint ventures and/or LLC's.
Only some Business policies have Loss of income, does your policy cover Loss of income. Check with your agent to ensure that you are covered in case your business loses income for any reasons.
Many companies have added a billing or service fee to your bill if you don't pay in full. While other companies offer electronic payment plans for lower fees or free.
More and more companies are now charging late fees and most companies do not honor the post mark dates, if your are down to the wire most agents can post payments immediately and save you the postage at the same time.
