Whether your are looking for a Car Insurance quote, Life Insurance quote, Homeowners Insurance quote, Commercial insurance or Farm insurance, we can deliver what you need.
We live and work in Central Oregon. So this means that we care about your insurance needs and are here
when you need us.
We also offer insurance for recreational vehicles including ATV, Snowmobile, RV, Motorcycle and Boats and can serve you in all of Oregon, Washington, and Idaho.
Recreational vehicles (including ATVs) typically are not covered under a Farmowner policy for liability off your premises. To get this coverage you would need to add this coverage by endorsement to your policy. To get physical damage for the RV on or off premises you would have to add this coverage by endorsement as well.
Business Owner Policy (BOP) are very different from a Commercial Package Policy (CPKG). For instance, typically unattached outdoor signs are not included on the CPKG but are includes in most BOP's. Also CPKG policies do not include loss of earnings or business income but are included on most BOP's. These are both coverage's that would have to be added to the CPKG policy to have coverage in the event of a loss/claim.
Most homeowner policies exclude any building not attached to the home that is used for any type of business. i.e. An office in a detached garage or a contractor storing materials in a detached shop or garage. etc.
